Short-Term
Disability
The Health Alliance provides short-term disability coverage
designed to continue a portion of your pay during personal
illness of up to a total of 25 weeks (depending on your years
of service). STD pay is paid in accordance with national guidelines
for the expected time off for the stated medical reason.
All unused hours are forfeited upon termination
of employment or retirement. Benefits under this plan must
be coordinated through the employee health department and
can only be used for your personal illness during your employment.
How Benefits Are Determined
The amount of your Short-Term Disability (STD) Plan benefit
is based on your years of service:
If you have this many years of continuous
service when your disability begins... |
You are eligible for this many weeks of STD
pay... |
At least 91 days but less than 1 year |
6 weeks at 60% of your base pay |
At least 1 year but less than 5 years |
6 weeks at 80% of your base pay
plus
6 weeks at 60% of your base pay |
*5 or more years |
13 weeks at 80% of your base pay
plus
12 weeks at 60% of our base pay |
*If you have hours that you accrued under
a Health Alliance hospital’s previous sick time
plan, you will receive STD (from those sick hours) at
100% during your illness until the first of:
-
Your sick hours are exhausted
- The maximum allowable 25 weeks of STD is paid out
for your approved medical leave.
Any pay that you receive at 100% replaces the least
amount of STD that you would have received if sick hours
did not exist. |
STD benefits begin after 40 consecutive hours of disability
during scheduled hours of work. This applies each time you
are off work for a different illness unless the different
illness occurs concurrently and requires continuation of current
leave of absence. The 40-hour elimination period also applies
if you have a repeat of the same illness when recovery has
allowed you to return to duty for 90 days or longer. During
those first 40 hours, you must use your accrued PTO. If you
don't have any PTO, those 40 hours will be unpaid leave. At
the end of that 40-hour period, STD payments will begin.
If your weekly budgeted schedule is for fewer than 40 hours,
the 40-hour requirement will be prorated. For example, if
you are scheduled to work 20 hours a week, you will be required
to use 20 hours of PTO (or unpaid time) before STD payments
will begin.
How STD Works
You will continue to accrue PTO hours while you are receiving
STD payments. Associates may elect to use PTO hours to supplement
STD benefits in order to receive 100% pay. You must notify
your supervisor in writing of your request. PTO hours must
be paid after STD benefits are exhausted unless the combination
of PTO and STD (including grandfathered sick bank hours) exceeds
26 weeks and you are eligible for long-term disability insurance.
Coverage under the Health Alliance benefit program continues
while you are receiving STD payments. When STD payments end,
contact Alliance Benefits at 513-585-6060 or through e-mail
at Benefits@healthall.com
to make arrangements for continuation of your insurance coverage.
Who is Covered
All Health Alliance associates regularly scheduled to work
at least 20 hours each week are covered.
Cost of Coverage
The Health Alliance pays the full cost of STD coverage. You
pay nothing.
Short Term Disability payments are subject to regular income
tax, Social Security tax and any other deductions normally
withheld from your pay such as premiums for medical and dental
coverage. STD payments will offset any Workers’ Compensation
pay that you may have been entitled to receive if the illness
is work-related.
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